00776nam a2200205   450000500170000000600040001700700040002100800040002502000180002904000090004705000210005610000280007724501840010526000870028930000320037644000410040850000390044965000420048870000400053020260202125214.0000000000  a9789914738322  aUOEL  aHD62.5bM93 2023  aMwaniki, Joseph Munene   aImpact of financial inclusion on access to finance for startup and business operations in arid and semi-arid lands of Kenya /cJoseph Munene Mwaniki and Catherine Nyaboke Nyanga'u  aNairobi, Kenya :bKenya Institute for Public Policy Research and Analysis,cc2023.  aviii 26 p. :bColored ill.   aKIPPRA Discussion papernNO.307 2023  aInclude bibliographical references  aFinancial inclusionxEconomicszKenya  aNyanga'u, Catherine Nyabokeeauthor